•I report on start-ups who create innovation through data science, cryptocurrency, collateralized tokens and stable coins by banks and enterprises. My coverage includes blockchain and distributed ledger technology (DLT) technology adoption across financial institutions using different platforms. My stories include use-cases about payment systems, transfer payments, and other use-cases that implement DLT innovations to transform finance. I have managed blockchain adoption projects for the banking sector for several years. I am also a data scientist working with Stevens University in Hoboken, NJ as well as a business adjunct professor teaching entrepreneurship. My business experience has been with Wall Street Investment banks for over 20 years in securities and trading operations.