Money

Psychology of Poverty

There seems to be a genuine belief that if you just work hard enough, dream big and go hard, you will...
4 min read 273

The Dangers of using Spending as a Reward

“Treat Yourself.” It’s a very common phrase these days. And it can mean a variety of things. Either you should indulge...
3 min read 186

Are you wasting your time on Switching Costs?

Switching costs might not be a term you are familiar with. And reading the words for the first time might not...
3 min read 205

The Mystery that is Compound Interest

In my article “Why we need to teach Personal Finance” I have already alluded to the damage compound interest can do....
7 min read 461

Pay Yourself First

Money comes in. Money goes out. Bills, debt repayment, groceries, etc. After all that, how’s your saving strategy going? Many of...
3 min read 103

Budgeting is Key in Obtaining the Lifestyle You What

Finances can be rough to talk about – but the conversation is neccessary. 62% of those with a budget say it...
56 sec read 140

How to Build a Successful Goal

We have many desires in life. To be successful, rich, well-liked, healthy, respected, desired, attractive, and many more. For some people,...
4 min read

Don’t pay later, pay NOW!

The idea of buying on credit, meaning you get your product now and the bill (the pain of paying) later, is...
3 min read 422

We Need To Start Teaching Personal Finance in Education NOW

If there is one thing the crisis has taught us, is that no one seems to have a clue what’s going...
8 min read 450

How 20 Minutes a Day can Save Your Finances

There never seems to be any time for introducing changes to your life. Especially big changes simply seem too daunting to...
2 min read 363

6 Steps to Make You Spend LESS

A lot of Behavioural Science, and Behavioural Economics and Behavioural Finance are just as guilty of this. go on and on...
7 min read 172
Digital

Digital Bytes Blockchain Round up – Week ending 12th October 201...

I deeply believe that money must remain in the hands of states. I am not comfortable with the idea that a...
10 min read 202